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New property listed in St. John's

I have listed a new property at 37 Forde Drive in St. John's. See details here

Tucked away on an oversized lot, in the mature wooded surroundings of old Airport Heights, this spacious two storey home feels like a private country retreat. With a tremendous layout for entertaining, the home greets you with a generous sunken living room featuring a floor-to-ceiling fireplace and a new, high efficiency, wood burning insert. The rustic charm of the country kitchen and formal dining area are complimented perfectly by access to an upgraded rear deck that spans nearly the entire width of the home and offers an ideal location to host in the evening sun or enjoy the serene calm of the quiet surroundings. The sprawling main floor layout also has a private and versatile den, a spacious bedroom, the convenience of main floor laundry, and a powder room. Upstairs you'll find two tremendous bedrooms with enough room for the largest furnishings or even to accommodate additional living space within if required, and both are serviced by a renovated full bathroom. The basement is ready for future development to provide additional living space with an open area that would be ideally suited for a rec room with exterior access, and there is ample storage on the lower level with a large, undeveloped workshop area, which nicely complements the attached garage. Offering truly exceptional value and peace of mind to the new owner, the home has been upgraded in recent years with vinyl siding, nearly all vinyl windows, fibreglass shingles, stainless steel chimney flue and PEX plumbing throughout. (id:2493)

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Open House. Open House on Sunday, November 26, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 18 Botwood Place in St. John's. See details here

Open House on Sunday, November 26, 2023 2:00 PM - 4:00 PM

Characterized as having highly desirable features which are difficult to find or obtain, 18 Botwood Place is a bonafide real estate unicorn. Starting with the location and site influences, the home is situated on a double oversized, 1/4 acre cul-de-sac lot! There are very few of these anywhere in the East End, let alone off a quiet side street in the family-friendly neighbourhood of Spruce Meadows. The street is flat and low traffic, providing children with safe play space for bike riding, hockey, basketball and other street front activities, and Spruce Meadows park is just a few minutes walk from the front doorstep. The lot size provides a park-like setting to call your own with an enormous garden space that is fully fenced, populated with mature trees, and ideal for various play areas and entertaining with multiple tiers of decking. The home also features the highly coveted four bedroom up layout, ideally suited for larger families. All bedrooms in the home are generously proportioned, with the primary featuring two double closets and a three piece ensuite, and the secondary bedrooms are serviced by a spacious main bathroom with double vanity and ample storage. On the main floor of the home, the sought after features continue with four distinct main living areas including a formal living room with propane fireplace, family room with the timeless charm of a wood burning fireplace and built-in shelving, a bright eat-in kitchen with centre island and ample space for handling everyday family life with ease, and a formal dining room for those larger family gatherings and events. The functionality and aesthetic of these distinct spaces is sure to impress and is complimented seamlessly by convenient main floor laundry, mud room, and half bathroom. The basement offers additional living space with a rec room, two large private rooms, both with walk-in closets, significant storage space and covered exterior access. Book your private viewing today before it's gone. (id:2493)

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New property listed in St. John's

I have listed a new property at 18 Botwood Place in St. John's. See details here

Characterized as having highly desirable features which are difficult to find or obtain, 18 Botwood Place is a bonafide real estate unicorn. Starting with the location and site influences, the home is situated on a double oversized, 1/4 acre cul-de-sac lot! There are very few of these anywhere in the East End, let alone off a quiet side street in the family-friendly neighbourhood of Spruce Meadows. The street is flat and low traffic, providing children with safe play space for bike riding, hockey, basketball and other street front activities, and Spruce Meadows park is just a few minutes walk from the front doorstep. The lot size provides a park-like setting to call your own with an enormous garden space that is fully fenced, populated with mature trees, and ideal for various play areas and entertaining with multiple tiers of decking. The home also features the highly coveted four bedroom up layout, ideally suited for larger families. All bedrooms in the home are generously proportioned, with the primary featuring two double closets and a three piece ensuite, and the secondary bedrooms are serviced by a spacious main bathroom with double vanity and ample storage. On the main floor of the home, the sought after features continue with four distinct main living areas including a formal living room with propane fireplace, family room with the timeless charm of a wood burning fireplace and built-in shelving, a bright eat-in kitchen with centre island and ample space for handling everyday family life with ease, and a formal dining room for those larger family gatherings and events. The functionality and aesthetic of these distinct spaces is sure to impress and is complimented seamlessly by convenient main floor laundry, mud room, and half bathroom. The basement offers additional living space with a rec room, two large private rooms, both with walk-in closets, significant storage space and covered exterior access. Book your private viewing today before it's gone. (id:2493)

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Open House. Open House on Sunday, November 12, 2023 2:00 PM - 4:00 PM
Hosted by Andrew Duggan

Please visit our Open House at 18 Botwood Place in St. John's. See details here

Open House on Sunday, November 12, 2023 2:00 PM - 4:00 PM Hosted by Andrew Duggan

Characterized as having highly desirable features which are difficult to find or obtain, 18 Botwood Place is a bonafide real estate unicorn. Starting with the location and site influences, the home is situated on a double oversized, 1/4 acre cul-de-sac lot! There are very few of these anywhere in the East End, let alone off a quiet side street in the family-friendly neighbourhood of Spruce Meadows. The street is flat and low traffic, providing children with safe play space for bike riding, hockey, basketball and other street front activities, and Spruce Meadows park is just a few minutes walk from the front doorstep. The lot size provides a park-like setting to call your own with an enormous garden space that is fully fenced, populated with mature trees, and ideal for various play areas and entertaining with multiple tiers of decking. The home also features the highly coveted four bedroom up layout, ideally suited for larger families. All bedrooms in the home are generously proportioned, with the primary featuring two double closets and a three piece ensuite, and the secondary bedrooms are serviced by a spacious main bathroom with double vanity and ample storage. On the main floor of the home, the sought after features continue with four distinct main living areas including a formal living room with propane fireplace, family room with the timeless charm of a wood burning fireplace and built-in shelving, a bright eat-in kitchen with centre island and ample space for handling everyday family life with ease, and a formal dining room for those larger family gatherings and events. The functionality and aesthetic of these distinct spaces is sure to impress and is complimented seamlessly by convenient main floor laundry, mud room, and half bathroom. The basement offers additional living space with a rec room, two large private rooms, both with walk-in closets, significant storage space and covered exterior access. Book your private viewing today before it's gone. (id:2493)

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New property listed in Paradise

I have listed a new property at 5 Hummingbird Street in Paradise. See details here

Welcome to 5 Hummingbird - an extremely well-maintained, two storey family home located in the popular neighbourhood of Karwood Estates. The main floor layout of the home is inviting with a spacious living room leading to a well-appointed kitchen with centre island, ample cabinetry and adjacent dining area perfectly suited for daily family use or handling special event gatherings with ease. The bedroom level features a primary bedroom with a walk-in closet and massive ensuite, with coveted double vanity, lots of storage, jetted tub and corner shower. Two secondary bedrooms on this floor are serviced by a separate full bath and have all new laminate flooring. The basement is partially developed, with a rec room and separate office space that could work for allowing short term guests a space to stay. Other highlights of the home include: there is at least one bathroom on each level; two mini-split heat pumps affordably keep you warm in the winter and cool in the summer; driveway is paved to the detached 12x20 garage; back yard is fully fenced and receives excellent sun exposure virtually all day; there is a daycare literally across the street and an elementary school basically in the back yard, just a few minutes walk, and great feeder schools nearby; excellent proximity to highway access so you don't get caught in Paradise rush hour traffic; and there are nearby trail access for walking or outdoor recreation vehicles within minutes of the house. And the asking price of this home falls into the range of the down payment assistance program offered to first time home buyers by the provincial government - inquire with your agent about your eligibility. Don't miss the opportunity to make this property your family's new home. (id:2493)

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Interest Rate Holds at 5%

The latest rate announcement from the BoC was made this morning and they have decided to hold steady at 5%. This is welcomed news for most Canadians, especially those with mortgage renewals and new purchases on the horizon, but the governor of the Bank, Tiff Macklem, indicated that now is not the time for discussions about rate cuts. He also noted that inflation numbers are still elevated and there is risk that the conflict in Gaza will expand to include more regional actors, potentially reducing supply of oil to international markets, which would elevate the price of a barrel of oil and thus the cost of everything else in response. Interest rate hikes remain the Bank’s primary instrument for combatting such inflationary circumstances.  

The next and final announcement for 2023 will be on December 6.

Timing your market action, either to buy or sell, is certainly impacted by the direction of these announcements. For customized, personal advice, reach out to me any time to discuss your real estate decision making.

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2023 First Time Home Buyer Program Details Announced - Down Payment Coverage & Closing Cost Assistance

Details have just been announced about two parts of the NL government’s five part plan to improve affordable housing in the province. These two policies are directed toward assisting first time homebuyers (FTHB) with their down payment and closing costs. Summarized, FTHB will be able to apply for:

  1. a repayable loan up to five percent of the purchase price of a new or existing home, to a maximum purchase price of $350,000 in St. John’s.

  2. a grant of 50% of the legal closing costs up to a maximum of $1,500.

Important facts to know:

  • Eligibility will be based on incomes under $95,000, with between $85,000 and $95,000 seeing loan amounts reduced on a sliding scale.

  • There will be 150 applicants successfully supported by these policies. 

  • Down payment assistance loans will not have to be repaid for 5 years from time of purchase. 

  • Closing cost grants match the Federal program, which means FTHB could see up to $3000 contributed by government toward closing costs.

  • Program application will open November 1, 2023

Without question, this is an incentive that anyone thinking about a first home will need to explore, as a down payment assistance program like this will allow people the ability to enter the housing market without having the 5% savings already made. For those buyers who already have their down payment saved for, allowing them to keep their savings and schedule for gradual repayment of the loan in time will positively impact their financial stability. And finally, with $3000 available between federal and provincial funding for closing costs, a fully funded grant could offset roughly 60% of the expected closing costs, leaving buyers with more money in their pockets. 

If you are a first time buyer looking for more information about this newly minted program, send me a message today - I can help answer any questions you might have and take the mystery out of the process of buying your first home!

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Initial Thoughts on NL Five-Point Plan to Improve Availability of Affordable Housing

In line with the rumours I was hearing, the NL government did carry through with a policy announcement Monday, aimed at improving availability of affordable housing. The announcement was well received in industry circles, but predictably criticized as too little, too late by opposition leaders. While the initiatives do address major policy targets of affordability, supply, and homelessness, questions remain regarding implementation timelines, adequacy of funding, and unintended consequences. Below are the five points of the plan and my initial thoughts, which I'll expand upon more in subsequent posts. For now, suffice to say affordable housing is a hot topic and a major policy issue for all levels of government.

The five points of the plan are as follows:

1. Remove GST/HST on purpose built rental properties. This is an initiative that was announced by the federal government already, but I assume this means the PST component will be removed as well. Good if there is an interest from developers and investors to build such housing options, which comes down to how profitable it actually is versus other investment options.

2. A low interest financing program that will provide financing to assist in constructing purpose-built rental housing. Great initiative, but again, a function of how profitable the overall investment opportunity is, and whether there are developers waiting to pounce that this policy creates a tipping point for proceeding.

3. Use of available Provincial Government-owned land and buildings for construction or conversion for purpose-built rental housing. Looks good to me, as long as the government follows through with the funding to finance these opportunities, which they appear committed to doing with the cooperation of the private sector as noted above.

4. A home ownership assistance program for first-time homebuyers with lower-to-moderate incomes who qualify for a mortgage to access the required downpayment to purchase a home. The program will also assist with closing costs of up to $1,500 to match the Federal First-Time Home Buyers’ Tax Credit. FABULOUS! This is something that REALTORS® have been talking about for a long time now, and have pushed through CREA's PAC. Downpayment assistance for first time home buyers who are on the cusp of home ownership, meaning they pay more in rent than they would if they owned and had a mortgage, is a great initiative. This is the type of policy that comes from the pressures exerted by the REALTOR community and makes me proud to be in this profession. Matching the federal FTHB tax credit is a nice icing on top.

5. A Secondary and Basement Suite Incentive, which will be a pilot project, whereby homeowners will be able to access a forgivable loan of 50 per cent of the cost of renovations, up to a maximum of $40,000 over five years. This is a cool idea, but I'm not sure it makes the difference for a lot of people. Ultimately, it does impact supply, but most people I know with apartments are looking to cover their costs and profit, rather than provide affordable options to the rental market. While this is a very creative and interesting policy solution, I remain concerned that those who avail will likely use government support to convert their basement into a rental for maximizing rental return, rather than providing affordable options.

Overall, I applaud the government for its action, no matter the timing - some action is better than none, and there are some very creative and good details in this policy announcement that could positively impact affordable housing issues. If you find yourself wondering how this policy announcement impacts your personal situation, I am a quick message or phone call away and always available to discuss your real estate.

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Open House. Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 19 Jesses Place in Flatrock. See details here

Open House on Sunday, October 1, 2023 2:00 PM - 4:00 PM

This luxurious, custom-built, single-owner home offers over 4100 square feet of developed living space on a private, 3/4 acre, professionally landscaped, cut-de-sac lot. The main floor seamlessly blends indoor and outdoor living, centred around an open concept great room and complimentary covered veranda to the rear complete with pot lights, exterior speaker system, propane hookups for BBQ and a fire table, and a slate patio with outdoor wood-burning fireplace. Overlooking this outdoor space, and well-appointed for large family gatherings, the great room features a commanding breakfast bar with prep sink, two dining areas, and a living area with propane fireplace. The kitchen is thoughtfully designed with ample cabinets that are rich, dark and plentiful, additional storage provided in the walk-in pantry, wine storage plus separate wine fridge, SS appliances and subway tile backsplash. Additional features of the great room include mini-split, in-floor heating in the kitchen, remote operated blinds, 9 ft ceilings and flawless hardwood flooring. The primary bedroom's ensuite includes a soaker tub, in-floor heating, floor-to-ceiling porcelain tile shower, granite countertop, double sinks, and an incredible WIC with abundant hanging, shelving and cabinet provisions for the largest wardrobe. Two secondary bedrooms located on the opposite side of the home from the primary share a full bath with double vanity and in-floor heating as well. Additional living space includes main floor laundry, bonus room above the garage, and over 1700 sq/ft of developed basement area for a growing family. Other notable features include custom cedar greenhouse, a variety of planters and flower beds, attached 20x24 double garage and an additional detached 16x24 wired garage. With such a significant amount of developed living space, numerous garages and outdoor features, and a thoughtfully designed layout, this property embodies luxury and functionality in every way. (id:2493)

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New property listed in Flatrock

I have listed a new property at 19 Jesses Place in Flatrock. See details here

This is a once in a lifetime opportunity to own a spectacular, sprawling bungalow on a private 3/4 acre lot, located in the scenic and quiet community of Flatrock. Truly one of a kind, this luxurious, custom built, single-owner home offers over 4100 square feet of developed living space, attached 20x24 double garage, additional detached 16x24 wired garage, custom 8x16 Sun Valley cedar greenhouse, and a number of incredible features one would come to expect in a home of this magnitude. The main floor seamlessly blends indoor and outdoor living with an open-concept great room leading to a covered veranda and adjacent flagstone patio with a Quillen wood-burning fireplace. The great room is ideal for entertaining, with a commanding breakfast bar island, multiple eating areas, charming propane fireplace and mantle, 9 foot ceilings and is heated and cooled by a mini-split heat pump. The primary bedroom offers a spacious retreat with an ensuite that includes a soaker tub, floor-to-ceiling porcelain tile shower, granite countertops, double sinks, and an incredible walk-in closet with abundant hanging, shelving and cabinet provisions for the largest wardrobe. Two secondary bedrooms located on the opposite side of the home from the primary share a well-appointed full bath complete with double vanity and in-floor heating. Additional living space includes main floor laundry, bonus room above the garage, and over 1700 sq ft of developed space in the basement including a full bath. With such a significant amount of developed living space, numerous garages and outdoor features, and a thoughtfully designed layout, this property embodies luxury and functionality in every way. For more information, please view the accompanying virtual tour. (id:2493)

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Open House. Open House on Sunday, September 10, 2023 2:00 PM - 4:00 PM

Please visit our Open House at 15 Suez Street in St. John's. See details here

Open House on Sunday, September 10, 2023 2:00 PM - 4:00 PM

This two-storey detached home in the heart of Centre City St. John's offers the perfect blend of contemporary comfort and classic charm, making it a true Rabbittown gem. The exterior of the home boasts a low-maintenance allure, adorned with durable vinyl siding enhancing aesthetic appeal while also ensuring easy upkeep for years to come, while recently upgraded windows and doors not only contribute to the overall energy efficiency but also add a modern touch to the exterior facade. Step inside and you'll be greeted by a naturally bright and spacious layout on the main floor, designed to enhance the flow of natural light throughout the living spaces. The kitchen steals the spotlight with captivating colour contrast between the lower and upper cabinets, a visual treat that complements the stainless steel appliances flawlessly, and the subway tile backsplash adds a touch of urban sophistication, tying the whole aesthetic together. Ascending the charming original staircase, you'll find three well-appointed bedrooms and a full bathroom with modern fixtures and finishes. Adding to the home's unique character, the second level features charming softwood flooring, creating an inviting and cozy atmosphere that is a hallmark of traditional Newfoundland homes. The property also features convenient off-street parking, and paved drive-through access to a fully fenced yard. (id:2493)

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New property listed in St. John's

I have listed a new property at 309 100 Elizabeth Avenue in St. John's. See details here

Located in the distinguished Elizabeth Towers building, this two-bedroom corner condo offers a lifestyle beyond compare, with outstanding proximity to Churchill Square, vibrant restaurants and boutique shops of downtown, grocery stores, doctor's offices, scenic walking trails and all major amenities, some of which are contained within the building itself. Entering unit 309, you're greeted by a inviting open concept design that provides a striking sense of just how large this condo actually is. You'll be impressed with the quality finishes featuring engineered hardwood complemented by porcelain tile flooring throughout, crown mouldings, abundant pot lights, as well as considerable natural light and views overlooking the adjacent softball field and mature trees of the area. The U-shaped kitchen features ample dark cabinetry, stainless steel appliances, and a breakfast bar that seamlessly connects the kitchen to the living space. Both bedrooms in the unit are generous, with the 13x16 primary providing all the room needed for larger bedroom furnishings and a full wall of closet space to contain a substantial wardrobe. The second bedroom also contains two closets, which allows extra storage for out of season items, and the bathroom is stunning with quality finishes consistent with the rest of the unit. Other prominent features of the home include in-unit laundry and the inclusion of heat and light in the condo fees. The Elizabeth Towers building offers a range of upscale amenities, secure storage area per unit, communal gathering spaces, and 24/7 security ensuring a safe and luxurious living environment. Don't miss this opportunity to make this coveted condo your new home. Embrace the lifestyle you've always dreamed of. (id:2493)

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Contact Us

HERE TO HELP

I will work for you every step of the way! My combination of skill, experience, and technology ensures that I can help you complete your real estate transaction in the shortest period of time.


Contact Form

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are member’s of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.